Automated Investing

Automated Investing

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  • ETF Allocation Program
    • Diversified portfolio of exchange-traded funds
    • Automated investment management service
    • Automatically trade and re-balance portfolios when they drift from the targeted asset allocation
    • Tax optimization and tax loss harvesting, as applicable
    • Assigned personal financial advisor for either in-person or remote access to a human
    • Online account opening and e-Signature of documents
    • Online account access for investors – including mobile
    • Minimum relationship size: $5,000
    • Annual flat fee* on all assets at 0.40 bps (*additional custodian, underlying fund expenses and SEC fees are applicable)
    • Portfolios are held in a brokerage account at Charles Schwab & Co., Inc. (CS&Co), an affiliate of Schwab Performance Technologies, Inc. (SPT) . 

    Institutional Intelligent Portfolios ®

  • ETF & Strategist Program
    • Exchange Traded Fund algorithmic investment model development
    • Institutional Third-Party Strategist
    • Overlay and Automated investment management
    • Automatic ETF and model rebalancing
    • Tax optimization and tax loss harvesting, as applicable
    • Assigned personal financial advisor for either in-person or remote access to a human
    • Online account access for investors – including mobile
    • Minimum relationship size: $50,000
    • Annual flat fee* on all assets at 0.65 bps (*additional custodian, underlying strategist, fund expenses and SEC fees are applicable)
    • Pershing, LLC. as your account custodian
 
We’ve made it simple, independent, affordable, customizable, and welcoming.

Institutional Intelligent Portfolios™ (the Program) is available to our clients who open or maintain brokerage accounts at CS&Co, an affiliate of SPT. Through the Program, we provide you with a range of investment strategies. Each investment strategy consists of a diversified portfolio of exchange-traded funds, as well as an FDIC-insured cash allocation. Through the Program with SPT, they provide us with the technology platform and related trading and account management services. This platform enables us to make the Program available to you online and includes a system that automates certain key parts of our investment process, such as determining your investment objectives, risk tolerance, an appropriate investment strategy, and managing your portfolio through automated re-balancing. Hundreds of ETFs that meet certain criteria established by SPT are available to you.

ETF Allocation Model Program

NBWM - powered by ETF Global® - developed a suite of portfolios that are available for you to invest in online or on your mobile device. Our ETF selections for these portfolios are powered by ETF Global®, a leading provider of data, research, investment decision support applications, proprietary risk analytics, educational offerings, and investment solutions for ETFs. Developed over many years, the ETF Global® dynamic, quantitative research models integrate Fundamental Analysis, Behavioral Finance, Global Sentiment, Qualitative Evaluation and Risk Management.

For those who enroll in the Program, within minutes you will receive a recommended portfolio based on a few questions that assess your investment goals and risk tolerance. We will review your portfolio based on our knowledge of your investment goals for the account and will continue to monitor it based on your needs. This service provides discretionary money management for a fee*. Portfolio management services are provided by members of NBWM team.

NBWM has chosen to work with SPT, who will provide the technology and platform to help us complete trading, and at our direction, will use software to automatically trade and re-balance portfolios when they drift from the targeted asset allocation by a defined amount. Additionally, each quarter, ETF Global and NBWM will reanalyze each ETF portfolio, update their rankings, and will re-balance your account as needed to ensure it still meets your chosen risk tolerance.  

Portfolios are held in a brokerage account at CS&Co, an affiliate of SPT. 

To get started, visit the Institutional Intelligent Portfolios™ website or download the app.

ETF & Strategist Overlay Model Program

In the ETF & Strategist Overlay Program we have partnered with Folio FDx Advisors Inc. (FDxA) who will provide research on Strategist, account custodian maintenance and ongoing account monitoring, trading and re-balancing. Our service under this program are provided in partnership with ETF Global®, LLC (ETFG), an unaffiliated investment research and ETF model provider. And FDxA, an unaffiliated registered investment adviser as Strategist research provider and account overlay manager. This service provides discretionary money management for a  fee* . Portfolio management services are provided by members of NBWM team in conjunction with FDxA .

We selected FDx Advisors for their independent and objective research on third-party strategist which allows for a disciplined research approach. Additionally, the account overlay management structure enhanced our customization for a disciplined risk management approach.

Brokerage services are provided by Pershing Advisor Solutions, LLC. Pershing Advisor Solutions LLC, member FINRA, SIPC, is a wholly owned subsidiary of The Bank of New York Mellon Corporation (BNY Mellon). Clearing, custody or other brokerage services may be provided by Pershing LLC, member FINRA, NYSE, SIPC. Pershing Advisor Solutions relies on its affiliate Pershing LLC to provide execution services.  

Generally, among asset classes stocks are more volatile than bonds or short-term instruments and can decline significantly in response to adverse issuer, political, regulatory, market, or economic developments. Although the bond market is also volatile, lower-quality debt securities including leveraged loans generally offer higher yields compared to investment grade securities, but also involve greater risk of default or price changes. Foreign markets can be more volatile than U.S. markets due to increased risks of adverse issuer, political, market or economic developments, all of which are magnified in emerging markets.

 

*Additional custodian, underlying strategist, fund expenses and SEC fees are applicable.

 

These materials have been independently produced by NobleBridge WealthTM Management (NBWM). NBWM is independent of, and has no affiliation with, Schwab Performance Technologies, Inc. SPT, Charles Schwab & Co.,Inc. (CS&Co), or any of their affiliates (together, Schwab). Schwab has not created, supplied, licensed, endorsed, or otherwise sanctioned these materials nor has Schwab independently verified any of the information in them. Institutional Intelligent Portfolios® is an automated investment management service for independent advisors sponsored by SPT and available exclusively through independent investment advisory firms like NBWM. NBWM, not Schwab, is responsible for advising you on the Program, including recommending and selecting a portfolio appropriate for you and managing your portfolio on a discretionary basis. Your portfolio will be held in a brokerage account at CS&Co. “Institutional Intelligent Portfolios” is a trademark of Charles Schwab & Co., Inc.